Lovely old world style colonial with loads of space and charm. Located on the north side of Westfield this home has a grand front porch for enjoying your morning coffee or just a place to relax after work. Spacious living room is ideal for family gatherings. Wonderful dining room with a wonderful hutch for housing those special items. Kitchen has upgraded cherry finish cabinets and white appliances. Plenty of room for a breakfast table to enjoy special conversations. First floor den/ office can be an additional bedroom for guests. Enjoy the natural woodwork and grand staircase to the 2nd floor. 3 bedrooms -(one tandem) and an updated bathroom along with a large walk-up attic that would make a great studio. The back yard is a dog leg shape with lots of privacy. Roof is approx. 10 years old, furnace was installed in 2021- hot water tank 2023 -New electrical panel 9/24 vinyl sided along with many replacement windows. Close to MA pike -schools- and shopping.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | First |
Dining Room | Flooring - Wall to Wall Carpet, Lighting - Overhead | First |
Kitchen | Ceiling Fan(s), Flooring - Laminate, Dining Area, Cabinets - Upgraded, Dryer Hookup - Electric, Exterior Access, Washer Hookup | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Lighting - Overhead | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,263 | $1,263 | $1,643 |
Total Monthly Payment | $1,644 | $1,644 | $2,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.