Looking for that sweet property that you can make yours in Rochester? This may be the one! Ideally situated in a lovely neighborhood just far enough out of the city limits, but just minutes to the grocery store and the highway. With 3 bedrooms and finished space in the basement, you have room for everyone! Enjoy hosting your loved ones - the open concept kitchen and living room flow well together. Functionally designed with an island, and upgrades like stainless steel refrigerator and dishwasher, just steps to the living room, with lovely hardwood floors underfoot, this is the perfect place to gather plus the kitchen opens to an expansive deck, which overlooks a beautiful fenced in backyard - It's the perfect place to entertain - generously providing almost 1/2 an acre for you to enjoy all your favorite hobbies! Like to garden? Grow your favorite vegetables and flowers in the raised beds. Like to tinker? The barn, complete with upper level and metal roof, provides plenty of space to keep your vehicles out of the elements and enjoyment of whatever hobbies you prefer! So many helpful updates, including but not limited to: Newer modern bathroom with beautiful step in shower, newer well pump, and hot water heater. The whole house generator provides you with peace of mind, despite any storms. Call today to schedule your private showing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,798 | $1,798 | $2,339 |
Total Monthly Payment | $2,332 | $2,332 | $2,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.