Under contract-accepting backup offers. Offered TURNKEY - This charming 1923 Cottage stands as a testament to quality craftsmanship and attention to detail. Nestled in the heart of the vibrant Mount Dora's historic neighborhood, this adorable cottage has been lovingly lived in by three generations, each adding their own unique touch to the home's character and charm. From the 5/12-inch crown molding to the timeless decor throughout, every corner of this cozy home exudes a warm and inviting atmosphere. The roof was replaced five years ago, and the interior updated and restored in 2021 and 2022 - New bathroom - New AC - New Hot Water Heater - New Appliances - New Deck - Freshly Painted Inside and Out. With it's close proximity to downtown this cozy cottage would make an amazing Air-BNB as Mount Dora is known as a bustling weekend festival town.
The living room, with its brick fireplace adorned with imported English tile, offers a cozy and welcoming space perfect for relaxing or entertaining guests. The spacious layout provides plenty of room for all your living needs, while the abundance of light streaming through the stain glass windows creates a bright and airy ambiance. Whether you're curled up by the fireplace or hosting a gathering of friends, this cottage offers the perfect backdrop for making lifelong memories.
The exterior of the cottage is just as enchanting as the interior, with a beautifully landscaped oversized yard filled with mature trees and lush greenery. This peaceful retreat right in your own backyard provides the perfect setting for enjoying morning coffee on the deck or evening wine by the firepit. This home truly offers a slice of paradise in a tranquil neighborhood, allowing residents to escape the hustle and bustle of everyday life yet still be just a short stroll to sidewalk cafes, shops and restaurants. Don’t miss this unique home, call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,891 | $1,891 | $2,459 |
Total Monthly Payment | $2,240 | $2,240 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.