7049 Towering Spruce DRIVE, Riverview, FL, 33578 | $249,899

One or more photo(s) has been virtually staged. Seller is offering to cover HOA Payments for the rest of the year! Rare find in this community for being one of the NEWEST end units priced the most moderately with plenty of square footage and an impeccable water view in the backyard. **ATTENTION HOME BUYERS, WE ARE NOW OFFERING AN INTEREST RATE REDUCTION FOR THE FIRST 12 MONTHS AT NO COST TO YOU WHEN USING PREFERRED LENDER. ** The community takes care of water, internet, cable, trash, and exterior maintenance, giving you more time to enjoy the things that matter the most. This townhome is perfectly situated near both US 41, US 301, and I-75 providing unparalleled access to the heart of Tampa and the surrounding areas.
Built in 2018, near the end unit with everything you could possibly need and an impeccable water view in the backyard. Located just steps from the gated pool and clubhouse, you can easily unwind and entertain family and friends.
Convenience is at your doorstep with nearby shopping plazas, convenience stores, and the highly anticipated new hospital on Boyette Road, set to open this fall. With all of these amenities, this home provides the ease of living you’ve been searching for, with the added peace of mind that comes from owning a newer property, free from the worries of major repairs. (Fresh new coat of paint recently to entire house)

Features

  • Amenities: Cable TV, Clubhouse
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet, Upper Level
  • Year Built: 2018
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,240
  • Acreage: 0.03
  • Est. Taxes: $812
  • HOA Fee: $306 Monthly
  • Elem. School: Ippolito-HB
  • Middle School: Progress Vlg Sc of the Arts-HB
  • High School: Spoto High-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: T3548887
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/T3548887/7049toweringsprucedrive_riverview_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/17/2024 5:07:16 PM)
Listing courtesy of NOVA REAL ESTATE GROUP   Phone: 813-952-6013

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7049 Towering Spruce DRIVE, Riverview, FL, 33578

$249,899

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,919 $199,919 $199,919
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.429% 6.149% 5.152%
Monthly Tax Payment $68 $68 $68
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,199 $1,197 $1,568
Total Monthly Payment $1,342 $1,340 $1,711

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.