Are you familiar with Pine and Pond? No? Well come on by and experience this lovely over 55 community. It is a great development for walking, maybe stop and sit by the pond for a bit. You can actually fish in the pond. When you get back home sit on the front porch with your cup of coffee and just watch the world go by. This home has 2 bedrooms but also a bonus room; an office? a sewing room? a den? an extra bedroom? Great space for whatever you need! Many updates have been done over the last 7 years: new metal roof, heating system replaced, new hot water heater, the AC condenser replaced, the electrical panel updated. The kitchen as a cozy feel to it with the large windows and the rounded counter tops. Bring your cat but sorry, dogs are not allowed.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $632 | $632 | $822 |
Total Monthly Payment | $824 | $824 | $1,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.