4376 Vermont Route 140, Poultney, VT, 05764 | $145,000

Make your homesteading dreams come true with this enchanted cottage, privately situated on 1. 3 bucolic acres bordered by a seasonal brook. This charming cottage offers galley style eat in kitchen. The living room is spacious and anchored by a decorative wood stove. The large primary bedroom sits at the back of the house. A second bedroom, full bath and butler's pantry complete the home. There's also a one car garage four sheds and a chicken coop. The property features beautiful flowers gardens, berry bushes and grape vines. Close to Slate Valley Biking/Hiking Trails. Heaters are presently not hooked up. Brand new water heater and new well tank are not hooked up. Property being sold AS IS

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cottage/Camp
  • Year Built: 1950
  • Garage: 1-car Garage
  • Heating: Propane,Kerosene,Wall Furnace
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,204
  • Acreage: 1.3
  • Est. Taxes: $1,736
  • Lot Desc: Country Setting,Level
  • Elem. School: Poultney Elementary School
  • Middle School: Poultney High School
  • High School: Poultney High School
  • School District: Poultney School District
  • MLS#: 5009941
  • Website: https://www.raveis.com
    /prop/5009941/4376vermontroute140_poultney_vt?source=qrflyer
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Listing courtesy of Northland Real Estate   Phone: 802-287-9797
Listing Agent: Suanne Ohl

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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4376 Vermont Route 140, Poultney, VT, 05764

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $145 $145 $145
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $772 $771 $978
Total Monthly Payment $992 $991 $1,198

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.