Discover the perfect blend of city living and a country vibe with this charming and unique Historic farmhouse, beautifully renovated and situated on a rare triple lot in Southside Poughkeepsie. Nestled on a quiet, no-thru traffic street, this home is just a short walk from Vassar College, Arlington's vibrant restaurant scene, the local farmers market, Vassar Hospital, and Metro-North trains, offering an ideal mix of accessibility and tranquility. This historical 4-bedroom, 2-bathroom home exudes character, featuring 10-foot ceilings on the first floor and 9-foot ceilings on the second, along with hardwood floors throughout. The spacious front porch leads into a welcoming foyer, opening into a living room adorned with a stained glass window and a cozy fireplace with a wood-burning insert. The full dining room flows into a stylish chef's kitchen, equipped with double ovens, marble countertops, and stainless steel appliances, complemented by a second wood-burning fireplace and a separate pantry. Completing the first floor is a master bath with an oversized marble walk-in shower. Upstairs, the second floor offers four bedrooms and a recently refinished bathroom that features a luxurious clawfoot tub. The semi-finished attic, currently utilized as a workout space and storage area, is waiting for your personal touches to transform it into the flex space of your dreams whether that be a playroom, master suite, or anything else you desire. Step outside to your own private oasis, where a 1, 400 sq ft cedar deck awaits, complete with a swimming pool and built-in cedar planters. The fully fenced backyard includes a newly installed driveway gate and playset, alongside a 2. 5-car garage with workbenches and a separate shed. The mature landscaping throughout the property features herb and perennial gardens, adding to the home's tranquil atmosphere. Recent upgrades have enhanced the home's modern convenience, including a new furnace, central air, electrical panel upgrade, sewer liner, and perimeter fencing with a gate. The upstairs bathroom has been renovated with heated floors, while the pool boasts a new filter. Additionally, a new washing machine and dryer have been installed, ensuring this home is ready for its next chapter. Whether you're looking for a full-time residence, a weekend escape, or simply a home that marries historical charm with modern amenities, this unique and charming property offers it all. Don't miss this opportunity to own a piece of history with all the comforts of contemporary living. Taxes do not reflect STAR tax credit. Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Detached,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,036 | $1,036 | $1,036 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $4,029 | $4,026 | $4,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.