Under contract-accepting backup offers. Welcome to 909 Sutherland Cir, a charming 4-bedroom, 2-bathroom home nestled in the heart of Valrico, FL. This inviting residence offers a blend of comfort and convenience, with spacious living areas and a well-designed layout perfect for both relaxation and entertaining. The open-concept living and dining areas flow seamlessly into a modern kitchen equipped with updated appliances and ample counter space. The master suite is a peaceful retreat, featuring a generous walk-in closet and a private en-suite bathroom. Outside, the backyard provides a great space for outdoor gatherings or simply unwinding in your own serene oasis.
Located in a friendly and well-established neighborhood, this home is ideally situated near an array of local attractions. Just minutes away, you'll find the picturesque Lithia Springs Park, known for its crystal-clear spring and natural beauty. The vibrant Brandon Town Center offers a variety of shopping, dining, and entertainment options, perfect for a day out. For family fun, the nearby Campo Family YMCA provides recreational facilities and community events. Additionally, the area boasts excellent schools and easy access to major highways, making commuting a breeze. Experience the best of Valrico living in this wonderful home—where comfort meets convenience in a welcoming community. Property is being sold “AS-IS” with right to inspect. It is the buyers and buyer’s agent responsibility to verify all room measurements, utilities info, lot size, schools zoning, building addition permits, building materials, along with all property information in this listing. All room measurements and dimensions are estimates.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,126 |
Total Monthly Payment | $2,000 | $1,999 | $2,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.