Welcome to your dream home! This cozy ranch-style residence offers the perfect blend of comfort and convenience, located just steps away from the scenic Donati Park. With 3 bedrooms and 3 baths, including a spacious master suite, this home has been thoughtfully designed to meet all your needs. As you step inside, you'll immediately notice the warmth and character of the living space, highlighted by a wood stove that provides an excellent alternative heating source. For those warmer days, new mini-split systems ensure that you stay cool and comfortable throughout the home. The finished lower level is a true gem, offering a guest suite and a large family room, perfect for movie nights or additional entertaining space. This home also features a three-season porch that overlooks the wooded backyard, creating an idyllic setting for gatherings with family and friends. And for summer fun, an above-ground pool awaits, promising endless enjoyment. Every detail of this home has been meticulously maintained, including all-new windows and vinyl siding, ensuring energy efficiency and low maintenance for years to come. Conveniently located close to top-rated schools, shopping, and easy access to the interstate, this home is perfect for families and commuters alike. Don’t miss the opportunity to make this charming ranch-style home your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,260 | $2,939 |
Total Monthly Payment | $2,920 | $2,920 | $3,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.