Located in the well sought after Linden Acres this 1977 Split has had one owner. They have enjoyed many a happy holiday in the spacious Living Room, Dining Room and Eat in Kitchen with access to back deck. There are 3 Bedrooms with a full tiled Bath on the upper level with ample closet space. Original unscathed Oak floors run throughout the home. On the lover level is a huge Family room with Brick Fireplace with a full bath and slider to back yard. This would make a great In Law Suite. A Laundry room is also on this level and a two Car Garage has room for trucks and trikes. Set back privately from street bordered by a row of mature lilacs the yard is a level 1/2 acre with tall Oak tree begging for a swing and easy to maintain. Five minutes takes you to the Village of Red Hook, Kingston Bridge and Bard College. Great neighborhood for biking, trick or treating and walking Fido. Home needs updating but worth every effort.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,312 | $2,968 |
Total Monthly Payment | $3,021 | $2,992 | $3,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.