905 Seagrape DRIVE, Ruskin, FL, 33570 | $644,000

Luxurious Coastal Living in Little Harbor – Hurricane Resilient & Unmatched Value!

Experience the best of coastal living in the sought-after Little Harbor community with this stunning two-story home that combines luxury, resilience, and an unbeatable price. Withstanding back-to-back hurricanes without a scratch, this home not only offers peace of mind but also the charm and tranquility of waterfront living.

Exceptional Location
Situated on one of the community’s premier lots, this home boasts unparalleled privacy with only one neighbor and serene preservation views from the backyard. You'll enjoy walking distance to the pool, clubhouse, and dog park, while being moments from the Bay and marina, offering boating, fishing, and sailing adventures.

Spacious & Stylish Design
This 4-bedroom, 3-bathroom home spans 2, 926 sq. ft. , featuring a versatile downstairs flex room, a bright and airy loft, and luxury finishes throughout. As the only 4-bedroom home under $700K in Little Harbor, it’s an incredible value at the best price per square foot in the community.

Gourmet Kitchen & Open Living
The chef’s kitchen is a centerpiece for entertaining, with quartz countertops, stainless steel appliances, a center island with a prep sink, and a breakfast bar. The open-concept layout flows seamlessly into the family room, where sliding glass doors lead to the covered patio with tranquil conservation views.

Luxury Touches Throughout
High-end details include 10-foot ceilings, tile-wood flooring, and 7. 5-inch crown molding throughout the main floor. Ceiling fans in every room ensure comfort year-round, while both front and back balconies invite you to soak in breathtaking water and nature views.

Relaxing Master Retreat
Upstairs, the spacious master suite features its own private balcony, a spa-like bathroom, and a walk-in closet that conveniently connects to the laundry room. Guest bedrooms are thoughtfully positioned for privacy, while the loft provides a versatile space for relaxation or entertainment.

Resort-Style Amenities at Your Doorstep
Little Harbor offers a lifestyle of luxury and convenience, with resort-style amenities, restaurants, and nearby Bahia Beach. With new construction in the community nearing completion, this rarely available resale home is a unique opportunity to enjoy move-in-ready coastal living in an exclusive neighborhood.

Don’t miss the chance to own this hurricane-resilient, elegant, and exceptionally located home. Schedule your tour today and step into the coastal lifestyle you’ve been dreaming of!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50.65 x 113
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2017
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,926
  • Acreage: 0.13
  • Lot Size: 50.65 x 113
  • Est. Taxes: $11,521
  • HOA Fee: $140 Monthly
  • Lot Desc: Corner Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Water Softener
  • MLS#: T3549105
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /prop/T3549105/905seagrapedrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 8:47:07 PM)
Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD   Phone: 813-374-6050

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

905 Seagrape DRIVE, Ruskin, FL, 33570

$644,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $515,200 $515,200 $515,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $960 $960 $960
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,428 $3,424 $4,417
Total Monthly Payment $4,480 $4,476 $5,469

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.