As must see! Come check out this 4 bedroom, 2. 5 bath home Located in Twin Lakes, a 55+ community in St. Cloud, Fl. As you enter the home you will notice the 12 foot high ceilings starting in foyer. As you make your way in the living area and kitchen you will be sure to notice dual sliding glass doors opening to the covered and screened lanai. With an open floor plan, this home is an entertainers delight. Offering an expansive floor plan you will take notice of the huge kitchen, living room and dinning area. Plenty of room for entertaining your family and friends. As you move throughout the house, you will be sure to take notice of the split bedroom. The master retreat is sure to impress not only in size but with amazing features as a massive walk in closet, dual sinks and a huge shower for two. Bedrooms two and three are secluded for additional privacy. Each offering walk-in closets. This home also features a forth bedroom/den/reading room with two reach in closets and beautiful glass french-doors for privacy. The kitchen features natural gas appliances, a massive island and a custom backsplash above the stove that extends all the way to the ceiling. This community offers a 20, 000 square foot clubhouse as the center piece of the amenities and features a resort style pool, lap pool, fitness center, tennis courts, putting green, walking trails and pickle-ball court. Twin Lakes residents have access to fishing, canoeing, kayaking and boating on Live Oak Lake. The Twin Lakes community has a full cadre of social and recreational activities to keep residents active and engaged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $760 | $760 | $760 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,621 |
Total Monthly Payment | $4,498 | $4,494 | $5,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.