Welcome to this delightful Cape Cod-style home, a true gem in the heart of Naugatuck. This Turn-Key property offers a perfect well-designed living space, with many updates. Set on a generously sized lot, this home stands out with two driveways and two-car garages. The curb appeal is undeniable, thanks to the brand-new paved driveway that hints at the quality and care found within. As you step inside, you're greeted by a charming foyer. To your right, an elegantly curved staircase invites you to explore the upper level, while to your left, the spacious living room that is bathed in natural light, this room offers a warm and welcoming space, seamlessly flowing into the dining area, where the refinished hardwood floors continue to shine. From the dining room, the layout naturally wraps into the kitchen-a functional and inviting space featuring a new dishwasher and plenty of counter space for your culinary creations. Upstairs, you'll discover two generously sized bedrooms, each offering a peaceful retreat with plenty of closet space and room to unwind. The home's roof, only 12 years old, and mechanical systems, updated just three years ago, along with freshly new paint and trim throughout. This home is perfectly situated near local parks, schools, and shopping centers, with easy access to major highways for a smooth commute. Whether you're a first-time buyer or looking to downsize, this property offers the ideal combination of space, style, and location.
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled | Upper |
Dining Room | Main | |
Full Bath | Remodeled | Main |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Remodeled | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,337 | $1,739 |
Total Monthly Payment | $1,852 | $1,852 | $2,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.