Welcome to this spacious 6-bedroom, 2-bath colonial home, nestled at the end of a quiet street in a picturesque village in the Northeast Kingdom of Vermont. This historic gem, converted from a duplex into a single-family residence, offers the perfect blend of classic charm and modern comfort. The interior features high ceilings and large, airy rooms that are bright and welcoming. Enjoy the elegance of hardwood floors throughout and the flexibility of a full-size unfinished attic that can serve as easy storage or be transformed into additional living spaceālet your imagination run wild. The main floor also includes an option for a primary ensuite, providing convenience and comfort. Perched on a hill, this property features a gently sloping, well-drained backyard with lush greenery and mature trees surrounding a balcony-style deck, ideal for relaxing and enjoying the sounds of nature or entertaining small gatherings. The large front porch invites you to savor your morning coffee or catch up on your favorite book from your favorite cozy chair. Crystal Lake State Park, a short walk from your front door, and Pagent Park is just up the road, making a day at the beach easy as pie. With Lake Willoughby and Parker Lake nearby, along with shopping, parks, schools, restaurants, and outdoor trails for hiking, ATVing, and snowmobiling, this home offers both serenity and convenience at your fingertips. Embrace the unique charm and versatility of this inviting property today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,451 |
Total Monthly Payment | $1,456 | $1,455 | $1,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.