Bright and charming two-story Tudor with classic appeal and modern upgrades in the desirable Cathedral Gardens section. This home opens into an oversized living room with south-facing windows allowing for natural sunlight to fill the room during the day and a gas fireplace to keep you cozy at night. The original hardwood floors have been beautifully refinished and extend to every inch of the first two floors. An open formal dining room with plenty of built-in storage leads into a meticulously updated kitchen with new top-of-the-line stainless steel appliances, including a built-in double oven, and a huge quartz peninsula countertop with double-sided storage and bar-top seating. Upstairs you'll find three large bedrooms with plenty of closets, including a primary with vaulted ceilings and a walk-in closet. The updated hallway bathroom features a beautiful modern double vanity, and new deep soaking tub/shower. Every drop of water in the house is filtered by a recently installed AquaOx whole-house water filtration system, and you will never have to worry about running out of water with your new natural gas-fired wall-mounted Rinnai "combi" tankless hot water heater/boiler, leaving plenty of space to turn the basement into whatever you can imagine. A huge fully-fenced in well-maintained backyard with motorized retractable patio awning is perfect for entertaining, and a recently-constructed detached two-car garage means you will never run short on storage. An in-ground sprinkler system and central air conditioning system make this gem of a house always comfortable and easy to care for.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,368 | $1,368 | $1,368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,390 |
Total Monthly Payment | $5,713 | $5,659 | $6,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.