Welcome to this delightful 3-bedroom, 2. 5-bath condo located in the heart of the sought-after Harmony community in Saint Cloud, Florida. Maintenance Free Living! HOA includes exterior insurance, exterior maintenance, roof and basic cable TV. This move-in-ready gem offers an attached two-car garage and a charming front porch perfect for enjoying leisurely afternoons or hosting gatherings. Inside, No carpet! We have ceramic tile, vinyl and laminate! The spacious open-concept kitchen shines with solid surface countertops, wood cabinetry, recessed lighting, stainless steel appliances, and a convenient closet pantry. The home's functionality is enhanced by an inside laundry utility room. Recent updates include a new kitchen faucet, garbage disposal, a hot water heater (3 years old), a refrigerator (5 years old), and new faucets in the owner's suite with new toilet. Ashley Park Condo Association takes care of exterior insurance, pool maintenance, roof & cable TV. Living in Harmony means access to a wealth of community amenities: Buck Lake with community-owned boats, a fishing pier, and relaxing spots like rocking chairs and bench swings. Outdoor enthusiasts will love the Harmony garden, walking trails, dog parks, playgrounds, sand volleyball and basketball courts, a ping pong table, two refreshing community pools, and the renowned Harmony Preserve Golf Course. Plus, the community is zoned for top-rated schools: Harmony Community K-5, Harmony Middle School, and Harmony High School. Conveniently located with easy access to major roadways, Central Florida attractions, and just 30 minutes to Melbourne Beach and Lake Nona Medical City, this condo offers the perfect blend of comfort and community. CDD taxes are included in the total tax amount. Buyer to verify all room measurements. Don't miss out on this opportunity—welcome to your new home in Harmony! Maintenance free living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,498 | $1,923 |
Total Monthly Payment | $1,874 | $1,855 | $2,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.