73 Kirk and Fitts Road, Alburgh, VT, 05440 | $374,000

Enjoy the serenity of this beautifully renovated bright and cozy year-round cottage with gorgeous westerly views over Lake Champlain! Take in stunning sunsets from your porch, relax around a fire, or doze in your hammock in the shade of majestic trees. Water access and views are guaranteed through shared ownership of the lakeside lot across the street where you can moor a boat, swim, or watch sunset over the mountains. A large shed behind the house provides ample storage and hobby space. No expense was spared in renovating this lovely home. In the documents, please note the list of extensive upgrades including, but not limited to: an upscale bathroom with Spanish tile and large soaking tub, a brand-new kitchen with energy efficient appliances, new LG washer and dryer, new ceilings, structural improvements, and lighting upgrades throughout the home and along the driveway. Work remotely with reliable high-speed internet thanks to Starlink. This home is being sold tastefully furnished and ready to enjoy in whatever manner suits you: as a year-round home, seasonal lakeside retreat, or as an income producing short-term rental. Documents also show profitable first year as a short term rental. Don’t miss this special property! Showings start 8/17.

Features

  • Amenities: Beach Access,Beach Rights
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cape,Single Level
  • Year Built: 1966
  • Heating: Electric,Monitor Type
  • Cooling: Other
  • Basement: Crawl Space,Sump Pump
  • Approx Sq. Feet: 660
  • Acreage: 0.19
  • Est. Taxes: $1,884
  • Lot Desc: Beach Access,Lake Access,Lake View,Level,Water View
  • Elem. School: Alburgh Community Ed. Center
  • Middle School: Choice
  • High School: Choice
  • School District: Grand Isle School District
  • MLS#: 5009806
  • Website: https://www.raveis.com
    /prop/5009806/73kirkandfittsroad_alburgh_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: Kate Brewer

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NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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73 Kirk and Fitts Road, Alburgh, VT, 05440

$374,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,200 $299,200 $299,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $157 $157 $157
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,991 $1,966 $2,523
Total Monthly Payment $2,223 $2,198 $2,755

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.