This lovingly maintained move-in-ready 2-bedroom, 2-bathroom gem boasts a spacious double lot in a vibrant small-town community. Yard adorned with maple trees, perennial gardens, and lilac bushes that promise year-round beauty. Step inside to find a cozy first-floor addition, complete with laundry facilities in the full bathroom and two inviting enclosed porches - perfect for enjoying morning coffee or relaxing with a good book. The walk-out basement, with concrete floors, adds storage space. Upstairs, you'll discover two comfortable bedrooms and a mid-century style bathroom. The paved driveway leads to a handy garage, ensuring your vehicles are safely tucked away from the elements. Backyard shed provides a home for your lawn tools, and fences add privacy. Enosburg Electric is hydro-powered, keeping it affordable. Stroll to nearby parks, shops, and the grocery store, or explore recreational trails and canoeing on the picturesque Missisquoi River. Fishing is practically at your doorstep, and boating on Lake Carmi is just a short drive away. With St. Albans 25 minutes away, Burlington an hour’s drive, and the Canadian border just 10 minutes away, this location is both serene and accessible. Plus, Jay Peak and Smugglers' Notch Resorts offer skiing and hiking adventures just 30 minutes from home. Immerse yourself in this delightful village, where small businesses thrive and community spirit abounds. Showings begin 9/23/2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,855 | $1,854 | $2,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.