If you're looking for a great value on a condo look no further!! Welcome Home to the Florida Lifestyle in your two bedroom/two bath condo villa in the Imperial Southgate Villas. This is not an over 55 age community. This spacious condo has just under 1600 square feet of living space. The floorplan includes formal living room, dining room and family room. There is a den/office with built-in bookshelves. Located in South Lakeland, this condo is near shopping, dining, medical offices, banking and the Kelly Rec Center. You will have easy access to the Polk Parkway & I-4 for easy commutes to Tampa & Orlando. This home has been well-maintained and has the following improvements: new HVAC installed in October 2023; new air conditioner vent added; the popcorn ceiling removed in the hallway, dining room and living room; new laminate flooring was installed with exception in kitchen and baths which have ceramic tile; all new kitchen appliances installed in May 2022; new bathroom sink and faucet in primary bathroom; inside was painted in April 2022. The low quarterly condo fees include basic cable TV, basic Internet, sewer, trash pickup, water, and lawn maintenance. This villa is not located in the age restricted area. The Community offers a Community Pool and Shuffleboard Courts. If you want to pay for pool access within the community there is an additional fee of $60 a month fee. This villa condo is conveniently adjacent to the Kelly Recreation Complex, just a short walk down the sidewalk. This City of Lakeland community facility has a large pool, full fitness center, pickleball & tennis courts, along with a diverse selection of recreation activities including fitness classes, adult dance classes, martial arts, along with hobbies & enrichment courses. Let me show you all the features this condo villa has and get ready to enjoy Florida living at it's best. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Buyer and Buyer's Agent to verify all information. Being sold "AS IS" for Sellers convenience.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,371 |
Total Monthly Payment | $1,325 | $1,324 | $1,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.