MOTIVATED Seller offering $10, 000 towards your Closing Costs or Rate Buy Down! This is the one! New & Modern - built in 2021! 3 bedrooms, 2 ½ bathrooms & a 1 car garage with a wireless Wi-Fi garage door opener. Only $245 a month HOA & No Flood Zone!! The Preserve at Gulf Trace, centrally located, close to beaches, parks, local festivities and shopping! This home is stunning with a light and bright Chef’s kitchen including Solid Wood Cabinetry, LED Lighting, Granite Countertops, Stainless Steel GE Appliances, NEW Paint throughout, NEW Luxury Vinyl Flooring throughout, High efficiency Double Pane Insulated Windows complete with Hurricane shutters! You’ll love entertaining in your open living room and spacious outdoor screened in patio overlooking a tranquil green space, perfect for an extended patio to grill or relax. Upstairs are 3 gorgeous bedrooms, 2 beautiful bathrooms and laundry closet with the Primary bedroom boasting a huge Walk-in Closet, Dual Vanities with Quartz countertops and Walk-in custom tiled shower. Don’t forget the amazing community amenities which include Cable, Internet, Professional landscaping, Exterior maintenance, Dog Park & Playground for only $245 a month! Experience endless Family activities, Summer camps, Fitness Classes, Pickleball, Softball, Hiking, Swimming and so much more at the New Port Richey Aquatic Center & J. Ben Harrill Recreation Complex!! No CDD & Move in Ready! See this updated home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$298,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,449 | $1,449 | $1,884 |
Total Monthly Payment | $1,850 | $1,850 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.