Don't miss this lovely 4 bedroom 1. 5 bath Cape with a spacious 2-car detached garage situated on a nice corner lot in a desirable SouthEast Manchester neighborhood close to parks, schools, shopping and commuter routes. This sweet home has been well maintained and is move-in ready. Enter from the sunny, enclosed side porch into the kitchen, which was remodeled in 2017 with new cabinets, counters, tile floors, plumbing fixtures, appliances and recessed lights. The living room is open to the kitchen and has original hardwood floors, as do both first floor bedrooms. The full bathroom on the first floor has been tastefully updated with gray tile floors and newer white vanity. Upstairs are two more bedrooms, one with custom built ins and double closets and the other with an en suite half bath. There's more finished space in the basement with a family room and laundry room complete with full size washer & dryer, a utility sink and counter. The detached 21' x 23' 2-car has 2 level storage space and new garage doors, roof and windows. There is an en enclosed patio attached to the back of the house overlooking the fenced yard with an irrigation system (and deduct meter). The house has been well maintained with the majority of the main components replaced in the last 15 years: Roof 2015; Furnace 2009; Oil Tank 2014; Water Heater 2017; Garage Roof 2022; Vinyl Siding 2018; and Exterior Doors 2017. Come see for yourself - Open House Saturday 11 - 1.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,528 |
Total Monthly Payment | $2,503 | $2,503 | $3,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.