This is a beautiful 3BEDROOM
2BATHROOM single-wide
14x80 (1120 sq ft) home ????
Located in the very peaceful and beautiful country NW Canton Ln area of Lake City Florida.
Home is on a 1 ACRE land. Home has a fairly new well and a septic tank with very fresh springs water. ???? This home has large front and back yard with more than enough space for a pool ????, storage, or just a playground. ????
( wildlife including deer ????, turkey ???? and rabbits ???? are spotted all around the neighborhood )
This is a NO HOA and NO DEED RESTRICTED neighborhood therefore your land use is limitless and you can do whatever you please with your land. ????
This is a year 2000 COMPLETELY REMOLDED home with a 2024 BRAND NEW ROOF, CENTRAL COOLING and HEATING SYSTEM, BRAND NEW APPLIANCES, BRAND NEW KITCHEN and BRAND NEW TOILETS ???? AND BATHROOMS ????
Home is located on a dead-end road and about 7 minutes drive from downtown Lake City and all the restaurants ???? , schools ????, shopping malls????? , business “es???? and hotels ???? lake city has This is a very beautiful secluded 1 ACRE home in Lake City Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $845 | $1,073 |
Total Monthly Payment | $987 | $986 | $1,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.