Seller is motivated! This condo has proven its resilience, having safely weathered all three major storms this season—Debbie, Helene, and now Milton. Discover this charming and affordable END UNIT, FIRST-FLOOR, 2-bedroom, 1-bathroom co-op condo, ideally located in the heart of Sarasota, Florida. Unlike many other communities, this is NOT AGE-RESTRICTED, making it a perfect choice for all looking for a vibrant and accessible lifestyle. Just minutes from the world-renowned Siesta Key Beach and other natural amenities like Red Bug Slough Preserve, this centrally located condo is also within a short distance to shopping, dining, and public transportation. Whether you're a beach lover, a foodie, or a culture enthusiast, you'll be close to all that Sarasota has to offer. This tastefully UPDATED, freshly painted, and comfortable retreat will surprise you with its SPACIOUS, BRIGHT, and OPEN FEELING, featuring glass sliders that lead to your own PRIVATE, COVERED PATIO—ideal for enjoying Florida’s warm weather. This unit features a NEW ROOF, durable ceramic tile and updated vinyl flooring, a modern stove with a built-in air fryer, a stylish farmhouse-style sink, updated light fixtures, and a luxurious floor-to-ceiling tiled walk-in shower. The community features a LARGE POOL, perfect for relaxing or socializing with neighbors. Additional perks include shared LAUNDRY FACILITIES conveniently located steps from the unit, and a PERSONAL STORAGE LOCKER for your beach gear, toys etc. With reasonable HOA dues that cover water, trash, and pest control, this condo offers EXCELLENT VALUE for those seeking a low-maintenance lifestyle. Whether you're looking for a primary residence, a vacation home, or an investment property with rental potential, this co-op is an EXCEPTIONAL FIND. Enjoy the sense of community with LONG-TERM RESIDENTS who value a welcoming environment. Don’t miss this OPPORTUNITY to own an affordable, spacious condo in one of Sarasota’s most sought-after locations.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $110,320 | $110,320 | $110,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $734 | $733 | $930 |
Total Monthly Payment | $918 | $917 | $1,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.