Under contract-accepting backup offers. Welcome to this delightful Mount Dora bungalow!! Meticulously maintained throughout the years and conveniently located on a quiet street. Less than a mile to downtown Mount Dora’s shops, restaurants, parks and waterfront. The front door invites you into the adorable cottage with light filled living room and laminate wood flooring throughout most of the home. The guest bedrooms are situated for privacy with ample closet space and guest bathroom has tub with shower. The kitchen offers plenty of cabinet and storage space, stainless steel appliances, tile flooring and brick accented walls. The family room/dining room area has wood burning fireplace, views of the backyard and door leading to the screened porch. The primary bedroom has double mirrored closets, crown molding, wainscoting and en suite bathroom. The spacious inside utility room has washer and dryer included! The private screened back porch has elevated bar/seating area and lots of room to relax and enjoy the outdoors. Driveway and parking pad has plenty of room for guests.
The 1/3 acre corner lot offers lots of possibilities to expand, add a garage, accessory structure or swimming pool etc. ZONED R2, HVAC 2016, water heater 2016, roof 2016, some electrical and plumbing updates. Recent 4 point inspection available upon request.
The lot next door which is also approximately 1/3 acre is offered exclusively to the Buyer of the home. Call for more details. Enjoy the lifestyle of that this golf cart friendly, historic town of Mount Dora has to offer. Consumer websites "show a sale of this house in 2009 for 175, 000, that sale is for the lot next door on Michigan Street. It is in the process of being corrected.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,309 | $3,003 |
Total Monthly Payment | $2,838 | $2,838 | $3,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.