Welcome to your serene retreat in Edgewater, FL; a charming, one-bedroom, one-bathroom unit perfect for those over 55 or vacationers seeking a peaceful getaway. The beauty of this community is there are no land lease fees; the land is owned by the HOA! As you step inside, you'll be greeted by a cozy living room, an ideal space to relax and unwind.
This unit boasts a light and bright kitchen equipped with a convenient pantry closet, making meal preparation a breeze. Savor your morning coffee at the breakfast bar, bathed in the Florida sunshine. The airy bedroom invites rest and rejuvenation, featuring ample storage, a ceiling fan, and a heat pump to ensure your comfort year-round.
Adjoining the living space is a beautiful sunroom, where you can immerse yourself in the tranquil views or indulge in your favorite book. With two parking spaces, coming and going is effortless, whether you're a full-time resident or visiting on vacation.
Situated in a desirable 55+ community, this property provides the perfect balance of comfort and convenience with close proximity to shopping, 10 minute drive to downtown New Smyrna Beach and a 15 minute drive to the sandy beaches! Don't miss the chance to make this delightful Edgewater unit your new home or your home-away-from-home. Your Florida lifestyle awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$113,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $90,400 | $90,400 | $90,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $601 | $601 | $775 |
Total Monthly Payment | $757 | $757 | $931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.