Under contract-accepting backup offers. Welcome to your dream home! This centrally located gem on Harbour Island offers the perfect blend of convenience and luxury in a community recognized as one of Florida's premier living destinations. As an added benefit, your flood insurance is included in your monthly HOA fees! As you enter this meticulously maintained two-bedroom, two-bath end-unit home, you are immediately greeted by the inviting warmth of gleaming wood floors that flow seamlessly throughout. The open living space is gracefully illuminated by natural light, enhanced by the added advantage of this upstairs end unit. The kitchen is a chef's paradise, featuring modern cabinets, a chic backsplash, and sophisticated quartz countertops. Enjoy your morning coffee or evening cocktails on the private, balcony, offering a tranquil retreat. The spacious primary suite is a true sanctuary, boasting an oversized walk-in closet and a beautifully appointed en-suite bath. The generous second bedroom offers a comfortable space for your guests, while the renovated second bath provides convenient access for them as you entertain. The attached private garage provides ample storage and houses a convenient washer and dryer. Notable upgrades include a brand-new kitchen (2020), a new air conditioning unit (2022), and a host of additional improvements: The popcorn ceiling has been meticulously removed, retextured, and adorned with beautiful fresh paint throughout. Furthermore, three new ceiling fans and elegant contemporary lighting fixtures have been thoughtfully established. Stunning hardwood flooring has been installed throughout the home, beautifully complemented by a complete remodel of one bath and a nearly complete remodel of the second. Fresh paint enhances each room, while custom closets in both bedrooms provide added storage and convenience. The updates also include elegant new lighting fixtures and modernized hardware and light switches. Every detail has been carefully considered in this beautiful home. Beyond the stunning interior, this condominium offers an array of exceptional community amenities. Indulge in the luxury of a refreshing sparkling pool, a clubhouse perfect for entertaining, and a state-of-the-art fitness center. Enjoy the serene waterfront park where you can launch a kayak, canoe, or paddleboard, or take advantage of the tennis courts and playgrounds. With 24-hour manned security, you can rest easy knowing your home is secure. Located in the sought-after A-rated Plant school district, this residence is just steps away from the vibrant downtown Tampa. Explore the Tampa Riverwalk, Sparkman Wharf, Amalie Arena, the Florida Aquarium, and the Tampa History Center, or hop on the Streetcar Trolley to historic Ybor City. Upscale Water Street offers an array of shops and some of the city's finest restaurants. This condominium is your key to experiencing the best of Tampa. Don't miss the opportunity to make this exceptional property your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,552 | $2,515 | $3,294 |
Total Monthly Payment | $3,028 | $2,991 | $3,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.