This charming turn-key Cape Cod-style home is a perfect blend of comfort and convenience, located in the desirable Westhampton area. With four bedrooms and two baths, it provides ample space for everyone. The newly updated kitchen features a new dishwasher and microwave, offering modern amenities and great space for culinary enthusiasts. The living room is warm and inviting, centered around a cozy wood-burning fireplace and adorned with beautiful wood flooring. The first floor includes two bedrooms and a bath, while the upper level offers two additional bedrooms and another bath, providing flexibility and privacy. An all-year-round sun room extends the first-floor living area, offering a bright and cheerful space for relaxation. The home also boasts a full basement, generator, air conditioning units, skylights, and an outdoor shed, adding to its appeal and functionality. The property benefits from low taxes and is part of the Westhampton Beach School District. Situated within easy reach of the stunning beaches on Dune Road, including Rogers Beach, Lashley Beach, Pike's Beach in Westhampton Beach and Southampton Town beaches. This home is ideal for those who love the coastal lifestyle. Access to marinas leading to Moriches Bay makes it perfect for boating and sailing enthusiasts. The revitalized downtown Main Street is just minutes away, offering stylish boutiques, new restaurants, farmers market, and Performing Arts Center, providing endless entertainment and shopping opportunities. A rare opportunity to own a piece of Westhampton real estate under a million which offers a delightful lifestyle in a picturesque setting with low taxes and affordability. New to market and ready for occupancy.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,065 | $4,467 | $5,994 |
Total Monthly Payment | $4,456 | $4,858 | $6,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.