This is a great investment opportunity in Palm Coast, FL! This home is priced to sell! Seller is looking for offers!! This home sits on an oversized lot about 10 minutes from the beach. There are 3 bedroom and 2 baths in this spacious home. Their is an eat in kitchen. There are plant shelves and high ceilings, The sliders and French doors open to the extra-large lanai. The outside has been freshly painted, the yard is professionally maintained. There is an oversized garage with a garage access door. The yard is all fenced in. There is a sprinkler system that runs on a well. There are 2 brand new toilets. Close to schools, shopping and the beach! With a little TLC this will be the home of your dreams. Please note that the dishwasher and microwave do not work but seller is willing to give a credits for some items that the house need. The home is from 2003 and the roof is original as well as the A/C. The hot water heater has been recently replaced. Owner requests showings after 12pm and before 6 pm if possible, but can be flexible.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,418 | $1,821 |
Total Monthly Payment | $1,512 | $1,493 | $1,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.