Welcome to your waterfront oasis in the coveted Southampton Cove community. Nestled along the shores of Fish Cove, this 3-bedroom, 2-bathroom turnkey home features 1, 600 square feet of coastal living with an upside-down layout designed to maximize the encompassing water views. The first floor welcomes you with two guest bedrooms, a full bathroom, a spacious recreation room offers endless possibilities for entertainment and relaxation. Completing the first floor is a convenient laundry area and kitchenette. Ascending to the second floor, you'll be greeted with water views from every room, notably during the off season. An open-concept living room and kitchen bathed in natural light with cathedral ceilings and exposed beams add a touch of rustic elegance, with large sliding doors leading to the deck, all with views of the surrounding waterways. Completing the second floor is the primary bedroom and full bathroom. With over 116 feet of water frontage on Fish Cove and the opportunity to add a dock, this home is a haven for water enthusiasts. Spacious back yard along the water allows for dining alfresco, both sun and shade lounge areas and cozy gatherings around the fire pit. Launch a paddleboard or kayak directly from your backyard, or launch a boat from your slip, and explore the pristine waters of North Sea Harbor and the Peconic Bay. Just moments from Towd Point beach - ideal for beach days, walk destination and continued water sports enjoyment. Whether you're seeking a year-round residence or a seasonal getaway, this Southampton cove-front gem has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,028,000 | $1,028,000 | $1,028,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,918 | $6,498 | $8,675 |
Total Monthly Payment | $6,290 | $6,870 | $9,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.