109 Jose Gaspar DRIVE, #109, Englewood, FL, 34223 | $289,000

Located in one of Englewood's Best Kept Secrets! This tropical paradise is where you want to be!!! As you enter the complex, olde Florida comes to life. With an abundance of beautiul foliage, large ponds and a charming, friendly atmosphere, this peaceful, waterfront community is the closest thing you will find to paradise. Enjoy fishing off one of the 15 docks or jump in your boat and go out on the open water. This canal goes to Lemon Bay and ultimately to the Gulf of Mexico. Kataking is another way to enjoy this waterfront community and there are kayak racks to hold your equipment when not in use. The large community pool invites you to spend your days relaxing and visiting with your friendly neighbors, a shuffleboard court adds enjoyment for quiet games or challenges when competition occurs. The charming patio and cabana hold many a party or gathering for community members. All of this before you even see the main attraction -- a 2 bedroom, 2 bathroom villa, coming turn-key furnished. The large updated kitchen w/laundry closet opens into a pleasant dining area and living room. The enclosed lanai on the rear of the villa overlooks the beautiful foliage and lends a peaceful place to relax. There are two parking spots right in front of the villa and extra parking at the end of the street or by the pool for guests. Wi-Fi is included in the cable bill paid by the association - including 20 hours of DVR and Hi Definition Channels All of this is located just a short dirve to 5 beaches, churches, restaurants, medical care, and Historic Dearborn Street. Don't miss this gem - call today to view!!!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Year Built: 1981
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $2,336
  • Condo Fee: $589 Monthly
  • Adult Communities: Yes
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6132655
  • Days on Market: 387 days
  • Website: https://www.raveis.com
    /prop/D6132655/109josegaspardrive_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:47:09 PM)
Listing courtesy of BRETT BARBER & COMPANY REAL ES   Phone: 941-474-7121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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109 Jose Gaspar DRIVE, #109, Englewood, FL, 34223

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,538 $1,537 $1,982
Total Monthly Payment $1,808 $1,807 $2,252

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.