Wonderful spacious and light second floor condo in Laguna Royale at the Vineyards. This lovely 2, 300 sf condo has three bedrooms, 2. 5 baths and a den, and is tiled throughout with large, neutral tiles. The tranquil view is over the community pool with a lake and golf course vista beyond. The building roof was replaced 4 years ago, the a/c with a UV lamp is 5 years old and the hot water tank is 3 years old. The kitchen has granite counters, double stainless sink and a new LG French door fridge/freezer. Electric hurricane shutters were installed on the lanai in February 2024. There are new blackout blinds in the master bedroom and new two-way blinds in the den. New light fixtures and 3 new fans were recently installed, and the bathrooms have new toilets. Both bathrooms have been updated with seamless glass walk-in showers. There is an attached 2 car garage and long paved driveways which could accommodate numerous cars. The condo is in a fantastic location, close to Vineyards Country Club, where 2 types of membership are available but not mandatory. Vineyards itself is close to all Naples and Southwest Florida has to offer – Welcome Home!
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$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,281 | $4,267 |
Total Monthly Payment | $3,881 | $3,793 | $4,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.