TURNKEY READY FOR YOU and NO HURRICANE DAMAGE! Welcome to your new home in the highly sought-after 55+ Edgewater Manor! This charming 3-bedroom, 2-bathroom second-floor unit offers the perfect blend of convenience and comfort. Step out from your spacious lanai and enjoy direct backdoor access to the community pool area—ideal for leisurely swims and relaxing afternoons. Inside, you'll find brand-new flooring and freshly painted walls throughout, providing a clean and modern canvas. The well-appointed kitchen comes complete with essential appliances including a stove, refrigerator, dishwasher, microwave and washer & dryer, all included with the purchase. This unit also features a covered parking spot and a storage unit, adding to your comfort and convenience. Recent updates include a new metal roof installed in 2024, new hurricane resistant windows, a new hot water heater from 2022, and a newer AC unit, ensuring peace of mind and efficient living. Edgewater Manor's prime location puts you within close proximity to all the major stores, eateries, beaches, golf and more. Port Charlotte Beach Park and boat ramp is a six-minute drive away. While there, enjoy the public beach, picnic areas, playground, tennis courts, boat ramp and swimming pool. All association dues are up to date, making this an easy and worry-free choice. Don’t miss out on this fantastic opportunity to own a beautifully updated unit in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,200 | $111,200 | $111,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $740 | $739 | $953 |
Total Monthly Payment | $875 | $874 | $1,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.