109 Royal Palm CIRCLE, Largo, FL, 33778 | $139,000

There is nothing not to like in this move-in ready pet section manufactured home. With 1000 square feet plus bonus side Florida room it is laid out for comfortable living. You will love the community also. Palm Hill Country Club, a 55+ cooperative community has something for everyone. From relaxing by the pool, pickleball and tennis competition, friendly golf matches to outings in the two clubhouses you can be as busy as you wish. Essential services like water sewer, trash, recycle, lawn care, cable, and internet are bundled under the reasonable monthly maintence fee of $473. This home demonstrates pride of ownership. The light and airy kitchen is completely open to the living area. Kitchen cabinets and countertops were new in 2019. Light tile flooring and appliances accent the clean, bright look. The dining and living room flow outward from the kitchen. The built-in dining room hutch has plenty of drawer space below and attractive display area above. Front and side windows are all updated with double pane windows bringing light inside. The walls are cleanly painted with a gentle mint shade and the wide white baseboard presents a pretty picture. Walls throughout the home are painted. Laminate flooring here and through most of the interior (baths are tile) makes for easy cleaning. Off the living area a door leads to a cozy front porch. The large primary bedroom in the back has two walk-in closets, as well as substantial drawer space. The primary opens to the ensuite bath with vanity, toilet and walk- in shower. The smaller guest bedroom has a wall closet. The hall bath has a tub with shower and updated tile work. Other important details- Ceiling fans in the kitchen, living room, and primary bedroom move the air through the home. Most furniture will stay for the new buyer. Windows are updated through most areas. The central a/c and underneath ductwork was updated in 2019. The generous size, bonus FL room off the end of the driveway has tile floors and large side windows. A door leads up into the kitchen and main living area. The outside has a clean look. The yellow siding, brown trim and front shutters suggest that the inside is very welcoming. In 2023 a new roof was installed with a warranty obtainable for the new buyer. Also in 2023 a new water heater was installed. This home definitely has the big tickets items all completed. The utility area is in the back of the bonus FL room has a washer and dryer. There is a good sized back yard space in front of the boundary fence. There is only a quiet street on the other side-no busy highway. A share of $35, 000 is included in the very reasonable listing price. Don’t wait please call today for a quick appointment.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Laundry, Optional Additional Fees, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1977
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,000
  • Est. Taxes: $0
  • HOA Fee: $473 Monthly
  • Lot Desc: City Lot, Near Public Transit, Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: U8253593
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/U8253593/109royalpalmcircle_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 11:47:10 AM)
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY   Phone: 727-395-9492

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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109 Royal Palm CIRCLE, Largo, FL, 33778

$139,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $111,200 $111,200 $111,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $676 $666 $879
Total Monthly Payment $751 $741 $954

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.