4776 AMELIA ISLAND Parkway, Fernandina Beach, FL, 32034 | $1,950,000

RARE to market. . . this 3/3 OCEANFRONT villa at Ocean Place is an island dream. DESIRABLE location next to the Ritz and fully remodeled with an abundance of upgrades like stainless steel appliances, granite countertops, white shaker cabinetry, a generous sized refrigerator and an ice maker. Beautiful LVP flooring makes for perfect island living. The floor plan is ideal: open concept for the main living area with the primary bedroom oceanside. Wake up to the sunrise over the sparkling Atlantic Ocean and take a dip in one of two community pools. Or grab a to-go coffee and use one of two walkovers to stroll on the beach. Owners can have pets. This villa is furnished with exceptions. The first 3/3 Ocean Place villa listed since 2022. Book your showing now. . . . you don't want to miss it!

Features

  • Parking: Parking Lot
  • Heating: Heat Pump
  • Cooling: Central Air
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: Amelia Island
  • Year Built: 1997
  • Common Charge: $1,595 Monthly
  • Approx Sq. Feet: 1,739
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Washer
  • MLS#: 2042289
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/2042289/4776ameliaislandparkway_fernandinabeach_fl?source=qrflyer
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Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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4776 AMELIA ISLAND Parkway, Fernandina Beach, FL, 32034

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 6.246% 6.201%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,479 $9,479 $13,164
Total Monthly Payment $9,604 $9,604 $13,289

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.