This functional, "one-level living" Cape is set on a beautifully landscaped lot offering both privacy and plenty of space for gardening, outdoor entertaining or just relaxing and enjoying the view. The mudroom entry leads to the nicely appointed kitchen with ample cabinet space; the dining area is bright and spacious; the cozy family room with a gas fireplace leads out to the private backyard deck with an awning. The primary ensuite bedroom, plus two additional bedrooms and a full bath complete the main level. There is pull-down access to the second level (expandable Cape) providing an opportunity to finish off an additional 800 square feet of living space. The partially finished lower level with a half bath is accessible from the first floor, as well as the oversized one-car garage with a workshop. The lower-level possibilities include office space and an additional family room; the garage and workshop are perfect for hobbies or extra storage. This home is ideal for those seeking a blend of convenience, space, and the potential for future expansion. Two miles from Belmont Village, the post office, and the Belmont General Store; fifteen minutes from Ludlow's shops, restaurants, and amenities, Okemo Mountain Ski Resort and Fox Run Golf Club; twenty minutes from Rutland. This one-owner home is ready for its next chapter. . . ideal as your primary home, second home, or rental/investment opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,749 | $2,308 |
Total Monthly Payment | $2,214 | $2,189 | $2,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.