***THIS TOWNHOME HAD NO FLOODING DURING HURRICANE HELENE!!!***
Welcome to one of the most desirable townhome communities in St. Pete Beach, just steps away from white sandy beaches, shops, restaurants, water activities, and vibrant entertainment! With its prime location, this home offers direct access to the bay and the Gulf of Mexico making every day an adventure. Enjoy boating, paddle boarding, kayaking, daily beach strolls at sunset, or simply unwind by the pool. This stunning 4 bedroom, 4 bath townhome is a true gem and promises the ultimate coastal living experience with low HOA fees.
The open-layout concept and expansive living area create an inviting space for both relaxation and entertaining. The main level features a kitchen, a spacious living room, a dining area, a guest bedroom with a full bath, and a large fully screened balcony perfect for enjoying your morning coffee.
Upstairs, the spacious master bedroom showcases soaring vaulted ceilings, two walk-in closets, and an ensuite bathroom with dual sinks and an oversized bathtub. Another generously sized bedroom with a full bathroom and a convenient laundry space complete the upper level. The oversized 1-car garage offers plenty of space for a workshop area or extra storage for kayaks, bikes, or paddleboards.
The ground level, with its private entry, full bathroom, and wet bar with a mini-fridge, can serve as an in-law suite, media room, guest room, or home office. Recent upgrades enhance the home's appeal, including brand new carpet flooring and fresh paint throughout, a newer A/C (2021), and new dishwasher, microwave, washer, range, and dryer (all 2024), plus a new roof (2023).
Community amenities include a heated pool, a dock launching area for kayaks, fishing pier, and guest parking spots. Mirabella is a pet-friendly community allowing up to two pets with no weight restrictions. If you are looking for a lucrative income property, this home can be rented with a 3-month minimum lease. The HOA fee covers landscaping, pool maintenance, trash pickup, water, sprinklers, high-speed internet, and premium cable TV.
Whether you are seeking a peaceful beach retreat or a full-time residence, this property offers the perfect setting for relaxed Florida living at its finest. Schedule your showing today and turn your beach house dream into reality!
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Our Executive Mortgage Banker:
Our Insurance Division:
$792,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $634,000 | $634,000 | $634,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,218 | $4,214 | $5,436 |
Total Monthly Payment | $5,104 | $5,100 | $6,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.