2220 Spanish DRIVE, #40, Clearwater, FL, 33763 | $300,000

PRICE JUST REDUCED TO $300, 000!!

Unscathed by recent hurricanes!! Never lost power!!

Discover this exquisite Grand Model corner unit, offering 1, 695 square feet of luxurious living space in the desirable Queen Victoria building. This exceptionally spacious residence features two large bedrooms, two full bathrooms, and a half bathroom, complemented by a generous living room with a dining area and an open kitchen leading to an informal entertainment space. The convenience of an indoor laundry room, complete with washer, dryer, cabinets, and desk, adds to the desirability of this property. As you step inside, the expansive living and dining area is bathed in natural light from the wraparound windows, offering exclusive views unique to a corner unit. All windows are adorned with elegant plantation shutters, adding a touch of sophistication. Both bedrooms are generously sized with their own walk-in closets, providing ample storage space. Recent updates enhance the appeal of this home, including a new AC system (2019), a water heater (2023), a renovated kitchen with newer cabinets, a center island, granite countertops, and stainless-steel appliances (2016), Refrigerator and Dishwasher (2024), and upgraded windows (2016). On Top of the World is an active 55+ community brimming with amenities. Enjoy access to recreation centers, pools (one heated), tennis, pickleball, and shuffleboard courts, as well as 9-hole and 18-hole golf course. The community also offers a variety of social groups and clubs, a library, computer rooms, billiards, a woodworking shop, and an onsite café. Pets are warmly welcomed in this vibrant community. Ideally located less than 30 minutes from Tampa International Airport, Clearwater Beach, and Downtown St. Pete, this home is perfect for both travel and leisure. Shopping, medical facilities, banks, entertainment, and more are just a short drive away. Embrace the serene lifestyle offered by On Top of the World while enjoying the tranquility of a quiet street in this coveted corner unit. Schedule your showing today!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1994
  • Common Charge: $565 Monthly
  • Approx Sq. Feet: 1,695
  • Est. Taxes: $1,882
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: U8249053
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/U8249053/2220spanishdrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 1:07:57 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-908-8788

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2220 Spanish DRIVE, #40, Clearwater, FL, 33763

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $157 $157 $157
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,637 $1,595 $2,024
Total Monthly Payment $1,869 $1,827 $2,256

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.