Rare opportunity to own an end unit villa in the most desirable sought after area. FURNISHED Single Story Villa/Condo with Carport in Gulf
Harbors!! Corner unit! A Community for All Ages! Open Floor Plan with Big Picture Windows overlooking the lovely Garden View. There are Newer Laminated Floors throughout this 2 Bedroom , 2 Bath Villa. The Central A/C System was replaced in 2018. The room comes with a Removable Bi Fold Wall, that simply folds up, to open up the room to multiple uses during the day! It can be used as a Separate Sitting Room/ Den, or simply slide it closed, and it becomes the Second Bedroom with TONS OF CLOSET SPACE, and a set of Sliding Doors to a Private Lanai! The Villa has it's own Laundry Room off the Carport which is attached to the Condo. There are only a few of this style of Villa i within the Gulf Harbors Community. Association Fee Includes, Clubhouses, 2 Pools (1 Heated) Exterior Maintenance, Trash & Lawn Service, Cable & Internet, Insurance On The Building, Water & Sewer, Funded Escrow Reserves, Manager, Assigned, Covered Parking, On Site Condo Association, Security & Shuffleboard. There is a Private Beach for Gulf Harbor Residents Only, that you can join for $180. 00 Annually . . . optional! The Condo is minutes to Beaches, Tarpon Springs Sponge Docks and World Famous Clearwater Beach! You can walk to the Southgate Shopping Center for groceries very easily. The Community has a lot of Amenities too, including 2 Pools, and 3 Clubhouses, Bocci Ball, a Long Seawall where Fishing is allowed. Great crabbing there too. Schedule you tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $692 | $691 | $892 |
Total Monthly Payment | $893 | $892 | $1,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.