Under contract-accepting backup offers. Experience the allure of Winter Haven living at its finest with this captivating ranch-style home nestled within the Lakes at Lucerne Park community. Immerse yourself in the serene surroundings of lush, conserved landscapes that envelop this charming residence, perfectly situated in the heart of Winter Haven's esteemed Chain of Lakes. With only one owner since its inception by Ryan Homes, this meticulously maintained property boasts a seamless fusion of comfort and convenience. As you step inside, prepare to be enchanted by the harmonious blend of natural light and cozy ambiance that permeates every corner of this abode. With 4 bedrooms and 2 full bathrooms, this home offers ample space for you and your loved ones to thrive. The expansive kitchen beckons with its generous layout and a center island, ideal for casual dining or culinary adventures. Equipped with a suite of modern appliances including a microwave, oven, dishwasher, range, refrigerator, washer, and dryer, every convenience is at your fingertips. Outside, discover your own private oasis within the confines of a meticulously maintained vinyl-fenced yard, providing the perfect backdrop for outdoor gatherings or tranquil moments of solitude. Whether you're enjoying a leisurely morning coffee on the patio or hosting a lively barbecue with friends, this space invites you to create lasting memories against the picturesque backdrop of Winter Haven. Don't miss the opportunity to make this your forever home. Ask about our Exclusive Certified Turn Key Homes List and Schedule a viewing today and embrace the unparalleled lifestyle that awaits you in Winter Haven's coveted Lakes at Lucerne Park community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,720 | $236,720 | $236,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,615 | $1,573 | $2,030 |
Total Monthly Payment | $1,880 | $1,838 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.