Welcome to a classic Colonial in an established North End neighborhood, close to parks & town! An inviting center entrance awaits, with many fabulous architectural details in the main living spaces, including hardwood flooring, Williamsburg crown molding, arched doorways, built-ins & wainscoting typical of the era plus new windows! The main floor boasts a front to back living room with fireplace, updated kitchen, tastefully appointed powder room & a bonus area now being enjoyed as a den, but equally valuable as a first floor primary ensuite, with attached full bath and laundry. The kitchen with updated cabinets and counters, offers a breakfast nook for casual dining or opt to dine in the full dining room conveniently located adjacent to the kitchen. A special part of the day most certainly includes coffee or tea in the bright daylight of the enclosed sunroom or relaxing in the evening with a favorite book. Travel up the graceful front staircase to the 2nd floor to find another full bathroom, a front to back primary bedroom, 2 additional bedrooms & office. The primary bedroom will easily fit all of your treasured bedroom furniture pieces! The basement, with easy care epoxy flooring, for use as a flexible as a play/family room, office, or gym. Don’t miss the storage locations throughout this home, including a cedar closet for off season clothing. A 2 car detached garage, deck, garden & fenced in yard, complete this quaint city lot. Showings begin at OH 8/16 4-6, 8/17 10-12.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
Total Monthly Payment | $3,544 | $3,544 | $4,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.