The main living area was not affected by flooding from HELENE. NO FEMA claim will be made as a result of Helene. OWNER FINANCING AVAILABLE AT A 5. 5 INTEREST RATE! Watch the manatees and dolphins play in your backyard overlooking BREATHTAKING VIEWS on a nice corner lot directly on Crystal River. NO HOA & Approved for SHORT TERM RENTAL. Check out the video tour link found under facts and features. It is rare for a home like this to come available on the main river. The second floor living space was initially built up in 1994 and was beautifully remodeled in 2024 with luxury vinyl plank flooring, updated bathrooms, new fans and fixtures, brand new appliances, and a stunning fireplace. Home includes built-in electric hurricane shutters, security system in place with motion detector for the exterior of the home, a screened-in cargo lift, built-in home vacuum and flood gates for the 1st floor. The master bedroom has a large window with a great view of the river, the master bath comes with his and her sinks and a large walk-in closet. The kitchen features views of the river, corian countertops and stainless steel appliances. A large screened porch upstairs provides a peaceful place to enjoy the sunrises and sunsets while sipping on your favorite beverage. Downstairs has a workshop and plenty of room for storage or create your own game room, man cave or use for entertaining. Play pool while enjoying the expansive open water view. Nice downstairs covered porch which is right on the water. Boat lift with composite deck and floating dock, seawall with reinforced concrete and 3 ft. cap redone in 2014. New Drain Field in 2022, Quick access to the gulf or a day in the spring. AC - 3 years. Brand new surge protector. Spacious 2 car garage with room to park 4 vehicles in the driveway. Don't miss out on this one, won't last long! Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,276 | $8,276 | $11,291 |
Total Monthly Payment | $8,567 | $8,567 | $11,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.