Exuding an abundance of charm and sophistication this home is in a league of its own. Nestled on a brick and tree-lined street in the historic Old NE which is the most desirable and established neighborhood in St Petersburg. You will be captivated by this extraordinary bungalow from the moment you enter. Located in Flood zone X with no lender mandated flood insurance, you will be delighted to tour this classic traditional 1925 home. Four bedrooms plus a versatile downstairs office/den, three full baths, offering a spacious and flexible living space spanning 2, 966 square feet. From the moment you enter this house you will feel at home. The living room is light and bright with a wood burning fireplace. The remodeled kitchen is perfect for entertaining. Every inch of space has thoughtfully been used including the under stairs pantry. An inviting dining space is conveniently located off of the kitchen and living room. The office/den is located on the first level and currently used as a 4th bedroom with a separate office. It has an attached full bathroom that like the other bathrooms has been meticulously updated. Spacious laundry room with access to outside patio. Upstairs, a generously sized primary bedroom boasts a walk-in closet and for the age of the home you will be in awe of the storage. Upstairs you'll also find 2 additional bedrooms and the 3rd bathroom. The third floor leads to converted attic bonus space that could accommodate any creative need for additional space. Reading nook, playroom, guest space, an office, etc. The property provides a private backyard retreat with a pool and spa to create the perfect outside entertainment oasis with a tremendous amount of patio space. Additionally the back patio has an astroturf area and a Detached oversized 1 car garage plus parking pad. Don't miss the opportunity to experience the enchanting allure of this historic residence. Be sure to explore our virtual tour to see every delightful detail.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,256,000 | $1,256,000 | $1,256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
Monthly Tax Payment | $1,947 | $1,947 | $1,947 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,146 | $7,733 | $11,114 |
Total Monthly Payment | $10,218 | $9,805 | $13,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.