This is your chance to own an adorable IRB beach house. Tuck away in the heart of Indian Rocks Beach, arguably one of the best beaches on the West Coast of Florida. You would think this home was a short term rental with its charm and elegance. This cozy one bedroom one bathroom home is filled with character. The kitchen, dining and living area are all open and the primary bedroom is located in the back of the house. There are two outdoor spaces to enjoy, one is located on the South side of the property where you can enjoy a screened in porch. The other is located on the East side with a cute garden, privacy fence, storage and washer/dryer hookups. Steps away from the IRB Library and Kolb park, some amenities include, basketball, tennis, skate park, dog park and picnic areas. IRB offers 18 beach access points for residents to park free. In addition, there is a paid parking area at 1700 Gulf Blvd. There is a resident/property owner boat ramp located on 15th ave. Schedule a private showing today. Roof 2014 HVAC 2014, Water heater 2009, Screened enclosure 2019
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,845 |
Total Monthly Payment | $2,472 | $2,472 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.