Welcome to your dream retreat! This delightful two-bedroom, one-bath cottage is the perfect blend of comfort and charm. Nestled across the street from the Rondout Creek, this home offers a cozy atmosphere that is sure to capture your heart. As you step inside, you'll be greeted by the warm kitchen area with ample cabinets and plenty of space to cook and a quaint dining area perfect for morning coffee or intimate dinners. The main floor also offers a cozy and charming living space, a newly updated bathroom, and a modest bedroom. Up the stairs will be an adorable little nook area that allows you to pass through to the upstairs bedroom. Outside, the cottage continues to impress with a lovely, private backyard ideal for outdoor dining, gardening, or simply enjoying the peace and quiet. With mature trees and lush greenery, it's your own slice of serenity. This property also offers a detached garage and a shed for all your outdoor storage needs. Whether you're a first-time homebuyer, downsizing, or looking for a weekend getaway, this cottage is a must-see. Don't miss out on the opportunity to make this cozy retreat your own!
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$197,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,600 | $157,600 | $157,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $944 | $1,236 |
Total Monthly Payment | $1,287 | $1,273 | $1,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.