|
Presented by
The Hamilton Team |
4 Hemlock Lane, Monroe (Upper Stepney), CT, 06468 | $475,000
Nestled on a pretty corner lot in the tranquil Upper Stepney neighborhood, 4 Hemlock Lane offers a perfect blend of comfort, convenience, and modern upgrades. This 4-bedroom, 2-full-bath home is situated on a spacious one-acre lot at the end of a quiet cul-de-sac, providing both privacy and a sense of community. The home features numerous updates, including all new windows, a 200-amp electrical service with a convenient generator hook-up, new well pump, new water heater, new washer and dryer, new refrigerator, new stove, and an over-the-range microwave. This home is move-in ready! The is available as a stay or go! Enjoy the benefits of solar panels, which significantly reduce the electric bill, adding to the home's appeal as a cost-effective choice. The septic system was completely replaced in 2017, providing peace of mind for many years to come. The expansive one-acre lot offers plenty of space for gardening, or simply enjoying the serene surroundings. The corner lot location within the cul-de-sac ensures minimal traffic and a safe environment. Located in beautiful Monroe, this property combines the charm of a quiet, friendly neighborhood with the convenience of being close to award winning schools, pristine parks, and plenty of shopping. THE DECK IS IN GREAT SHAPE. . . OWNER COVERED THE WOOD IN PLYWOOD SO HIS KIDS COULD PLAY UNDERNEATH THE DECK WHEN IT RAINS! HE'S REMOVING THE PLYWOOD PRIOR TO INSPECTION.
Features
- Town: Monroe
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level
- Style: Raised Ranch
- Year Built: 1962
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full
- Above Grade Approx. Sq. Feet: 2,174
- Acreage: 1
- Est. Taxes: $8,205
- Lot Desc: Corner Lot,Sloping Lot,Rolling
- Elem. School: Per Board of Ed
- High School: Masuk
- Pool: Vinyl,Above Ground Pool
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24038686
- Days on Market: 95 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24038686/4hemlocklane_monroe_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Lower | |
| Dining Room | Hardwood Floor | Main |
| Family Room | Fireplace,French Doors,Patio/Terrace,Tile Floor | Lower |
| Full Bath | Upper | |
| Full Bath | Lower | |
| Kitchen | Breakfast Bar,Tile Floor | Main |
| Living Room | Bay/Bow Window,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Hamilton TeamLuxury Properties Specialist
203.952.8880
Alan.Hamilton@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
4 Hemlock Lane, Monroe (Upper Stepney), CT, 06468
$475,000
The Hamilton Team
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.952.8880
Alan.Hamilton@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $684 | $684 | $684 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,592 | $2,526 | $3,258 |
| Total Monthly Payment | $3,351 | $3,285 | $4,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524