This completely private and unique, direct beach front access , freestanding cottage is located in the desirable Beach Point area of North Truro. Bay Beach Townhome's has already approved '' year round'' conversion at the owners minimal expense. This '' little slice of heaven'', has a large private exterior deck, beautiful gardens and a private pathway right to the beach. Full attic storage, and two large custom closets for additional storage and a newly renovated full bathroom. Featuring an open floor plan with a fully equipped kitchen. Custom built in Murphy bed and pull out sofa. From two directions you overlook both Provincetown Harbor and Long Point light. This is a professionally managed property and has , good rental history. This '' drop your bag, ' special ''freestanding'' Truro cottage is quiet and serene. This is the ultimate Cape Cod beachfront home for both investment and personal enjoyment. The cottage is fenced in providing complete privacy for both owners and pets. Enjoy ocean and lake views , steady breezes and gorgeous sunsets and sunrises from both the bay and ocean side. This cottage is being sold '' fully furnished'''Two car deeded parking and common laundry.
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$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,844 | $2,844 | $3,698 |
Total Monthly Payment | $3,155 | $3,155 | $4,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.