4970 Alita TERRACE, Saint Cloud, FL, 34769 | $345,000

Beautiful 4 bedroom, 2. 5 bath, 2 car garage unit in desirable Battaglia Community. Open floor plan on the 1st floor with Ceramic tile flooring with Kitchen, Dining and Living Room area with a beautiful view towards the Pond. Plenty of natural light. On the second floor there is one full master’s suite including Walk In Closet, spacious shower, his and her vanity as well as ceramic tile flooring throughout the room. Also on the second floor, there are three (3) additional bedrooms sharing a full bathroom with double sinks. Furthermore, there is a Laundry room with brand new full size washer and dryer as well as a storage area within the laundry room area. Spacious and Updated Granite Top Kitchen with brand new stainless-steel appliances overlooking living and dining room area with breakfast bar. Half bathroom downstairs and sliding doors leading out to a small backyard with breathtaking view of the pond and walking distance to the community pool. HVAC unit is brand new as well making your new home worry free for the near future regarding major appliances. The community features a swimming pool, a playground, and walking paths throughout the pond area. Conveniently located near the 192, grocery stores, restaurants, and Downtown Saint Cloud. Schedule your showing today!!!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room, Upper Level
  • Style: Traditional
  • Year Built: 2006
  • Garage: 2-car Covered, Garage Door Opener, Golf Cart Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,122
  • Acreage: 0.04
  • Est. Taxes: $2,348
  • HOA Fee: $458 Quarterly
  • View: Garden, Water
  • Elem. School: Neptune Elementary
  • Middle School: Neptune Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: O6205370
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/O6205370/4970alitaterrace_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 1:38:05 PM)
Listing courtesy of NEXTHOME LOTT PREMIER REALTY   Phone: 407-222-0495

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4970 Alita TERRACE, Saint Cloud, FL, 34769

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,677 $1,677 $2,181
Total Monthly Payment $1,948 $1,948 $2,452

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.