HIGH & DRY, NOT IN A FLOOD ZONE! Built in 2020 townhome is solid concrete block construction well over 30 feet above sea level and has hurricane impact windows and doors. This provides not only reassurance but also lower insurance premiums.
This highly desirable location provides a short 5-minute walk, bike or take your golf cart to dozens of dining choices, shopping, grocery and breweries along Main Steet in downtown Dunedin! This property is also perfect for an investor seeking good monthly rental income.
This two-bedroom, two-and-a-half-bath, three-level luxury townhome has all the modern conveniences you could ask for. The first floor features a private rear-entry two-car garage with a private entrance. As you enter you will find a den /study, ideal for a home office or media/music room. Leading up the stairs, you are met with ten-foot ceilings, luxury vinyl flooring and an open floor plan perfect for entertaining guests. Your stunning kitchen includes upgraded quartz countertops, a center island perfect for serving food or your breakfast bar. Soft-close cabinets and stainless-steel appliances including a gas stove finish off your chef's kitchen. As you pass the half bath on your way up to the third floor you will find the primary bedroom with ensuite bath, glass shower and walk-in closet. The second bedroom is light and airy and has an ensuite bath with a tub and its own private balcony. Your home includes an interior sprinkler system, audio wiring, a transferrable existing structural builder's warranty. Just minutes from your front door, take a short walk to shops, dining and breweries. Looking to spend time outside? Your home is perfectly located steps from the renowned Pinellas Trail offering 46 miles of scenic trails heading south to St. Petersburg and north to Tarpon Springs. The Dunedin Marina is a few minutes away offering sunset cruises, fishing ventures and more. Golfers will want to book a tee time at Dunedin Country Club, a Donald Ross course designed less than five miles away. Embrace the perfect blend of small-town charm with the benefits of city living at Gramercy Court. Seller may consider selling furnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,426 | $3,297 | $4,183 |
Total Monthly Payment | $4,088 | $3,959 | $4,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.