NO STORM DAMAGE!!! This one is perfect and ready to move into! Welcome to your slice of paradise in the desirable 55+ gated community of Rio Villa Lakes! Nestled on a spacious corner lot, with impressive curb appeal and a paved driveway surrounded by mature palms, this immaculate, meticulously crafted 2021 home boasts a perfect blend of modern elegance and resort-style active living. Step inside this bright and open floor plan featuring 3 bedrooms and 2 bathrooms. The primary bedroom and bathroom are situated on the opposite side of the home, offering privacy and convenience. Enjoy tile flooring throughout the main living areas, complemented by fresh new interior paint. The home is pristine, featuring fan fixtures adding to its appeal and comfortable living space. In the heart of the home lies the newly renovated kitchen, where culinary dreams come to life amidst the gleaming granite countertops and a charming extra-large farmer's sink. Prepare gourmet meals with ease using your stainless-steel appliances and enjoy the convenience of ample storage in the pantry. Tile floors add a touch of refinement to the space, whether you're hosting intimate gatherings, family dinners, or simply enjoying a quiet breakfast. Three spacious bedrooms provides plenty of room for relaxation and rejuvenation, each adorned with plush carpeting and abundant natural light entering the large windows. The primary suite with a large closet complete with an en-suite bath boasts nice finishes and a rejuvenating shower. The second bedroom can serve as an office or den, providing plenty of room for guests along with ample closet space, storage, and privacy. Step outside through the large glass slider to the screened lanai, featuring a ceiling fan for added comfort. From there, you can venture out to the new paved outdoor patio in the expansive yard with plush grass and the privacy of mature palms. With an efficient irrigation system in place, you can bask in the Florida sunshine, barbecue, and entertain in the tropical climate. This is the perfect space to host an outdoor get together with friends and family or simply unwind and read a book while you admire the lush landscaping that surrounds you. The home offers a spacious 2-car garage, complete with ample storage space and a designated laundry area equipped with shelving, a washer, and a dryer. This well-designed space offers both practicality and ease, organization, and efficiency for all your household needs. As a resident of the gated Rio Villa Lakes, you'll enjoy access to a wealth of amenities designed to enhance your active lifestyle. Take a refreshing dip in the community pool, challenge friends to a friendly game of tennis on the courts, or simply stroll along the pet-friendly neighborhood. This quiet community is conveniently located near parks, scenic walking trails, beaches, and marinas. Additionally, it’s just a short distance from beautiful downtown Punta Gorda, where you can enjoy the vibrant weekend farmers market or explore the quaint shops and dining options offered in Fisherman’s Village, all while taking in a breathtaking sunset cruise. On top of all that, this is a perfect location with close access to I-75 and all the things you need and want to do. This beautiful home has something for everyone whether you're an avid boater or simply seeking a tranquil retreat, making it the perfect place to call home. Call today to schedule a private showing today! Come live where others vacation!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,600 | $259,600 | $259,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,727 | $1,725 | $2,226 |
Total Monthly Payment | $2,217 | $2,215 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.