Presented byAmy Rubin |
Welcome to this charming residence nestled in the heart of a lovely neighborhood in East Lyme, CT. This picturesque home, perfect for all seeking comfort and convenience, boasts an attractive open floor plan that flows seamlessly from room to room. Step inside to discover a chef's gourmet kitchen, complete with a large L-shaped granite island, providing ample space for meal prep and family gatherings. The kitchen's modern appliances and elegant design invite you to explore your culinary creativity in style. This delightful home features three nicely sized bedrooms, offering a private and serene retreat for each family member. The 1. 5 bathrooms, including a convenient laundry room half bath combo, ensure functionality and ease for your daily routines. The gorgeous finished basement stands out with its striking stone fireplace, creating a warm and inviting space for family entertainment or a quiet evening at home. This additional living area adds significant value and versatility to the home. Outside, the large garden area awaits those with a green thumb, surrounded by professional landscaping and gorgeous flowers that promise a burst of color and life throughout the seasons. The exterior charm of this property is matched by its practical location, with everything you need close at hand. Enjoy the luxury of being less than ten minutes from sandy beaches and major highways, making travel and leisure activities a breeze. Come and fill this home with your memories.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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$449,900
Sales Associate
William Raveis Real Estate
Phone: 860.213.9282
Amy.Rubin@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,673 | $2,673 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.